Yousif, A. H. . “The Quality of Electronic Services and Their Impact on Banking Performance: An Exploratory Study of the Opinions of A Sample of Employees of Al-Rafidain Bank, Public Administration Branch – Baghdad ”. Journal of Asian Multicultural Research for Social Sciences Study, vol. 3, no. 3, Aug. 2022, pp. 133-42, doi:10.47616/jamrsss.v3i3.313.