UTAMI, D. R. .; SURYADI, E. . The Influence of Financial Literacy, Financial Management Attitudes, and Risks on the Use of M-Banking in the Community in Sekadau Regency. Journal of Asian Multicultural Research for Economy and Management Study, [S. l.], v. 6, n. 2, p. 26-38, 2025. Disponível em: https://amrsjournals.com/index.php/jamrems/article/view/1082. Acesso em: 16 sep. 2026.