Utami, D. R. ., & Suryadi, E. . (2025). The Influence of Financial Literacy, Financial Management Attitudes, and Risks on the Use of M-Banking in the Community in Sekadau Regency. Journal of Asian Multicultural Research for Economy and Management Study, 6(2), 26-38. Retrieved from https://amrsjournals.com/index.php/jamrems/article/view/1082