Amanda, A. and Suryadi, E. 2026. Hedonistic Lifestyle Moderates the Influence of Financial Literacy and Mobile Banking Use on Financial Behavior of Private Employees in Pontianak City. Journal of Asian Multicultural Research for Economy and Management Study. 7, 1 (May 2026), 20-31. DOI:https://doi.org/10.47616/jamrems.v7i1.715.